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Meet Our Brokers

Crystal L. Andrus, CLTC

Insurance Broker

Owner & founder of Sphere Coverage Solutions Inc., Crystal, is a seasoned professional with years of industry specific experience as a trusted Life, Health & Annuity insurance advisor not only to families & individuals, but to business owners, executives, and entrepreneurs as well as the self-employed. Originally from and still residing in Florida, she has one daughter currently attending college who is her pride and joy. Crystal’s commitment to providing peace of mind and building positive relationships with her clients is the cornerstone of her business; she believes that putting them first and maintaining a high level of professionalism on their behalf, is what makes her clients eager to refer her to their family and friends.

Crystal specializes in Life, Health, & Annuities and holds a CLTC Certified Specialist designation in Long-Term Care Insurance. She works closely with a team of financial experts who aid in the retirement planning process. Previously, she worked in the field of dentistry for 17 years prior to pursuing her career in the insurance industry. Crystal has an absolute passion for what she does and works diligently with her clients to find plans that meet all of their concerns – she is truly committed to ‘serving, not selling’, from educating to assessing the needs of each individual she has the opportunity of working with.


Benjamin Meadows (aka Agent Benji)

Commercial & Individual Insurance Broker

Ben is a commercial insurance specialist helping not only businesses but individuals as well. He offers comprehensive plans recognizing the risks that both individuals and businesses face. Focusing on safeguarding the futures of business owners; he leverages an extensive portfolio that spans Risk Assessment Services, Property Coverages, Inland Marine, General Liability, Professional Liability, Cyber Liability, auto insurance, truckers and cargo, garage keepers, bonds, and workers’ compensation. Ben offers a one-stop solution for all your business insurance needs. On an individual level, he also provides services to group health insurance, individual healthcare, and travel insurance.

A former Army serviceman, Ben transferred to the National Guard in 1994 and has been committed to protecting Floridians in various capacities ever since. This sense of duty and care permeates through his work in the insurance industry, helping him diligently assess each client’s unique risks as well as their needs. His military background infuses his work ethic with discipline, meticulousness, and a genuine desire to serve — attributes that make him an invaluable asset to both his clients and his new team. Based in Central Florida, where he moved after his time in the Army, Ben continues his long-standing mission of protection and service, now armed with an arsenal of insurance solutions.

Recently joining Sphere Coverage Solutions, he is excited to continue his commitment to the community, focusing on providing local residents with tailored healthcare insurance options.